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# Federal Notice Sets Nov. 1 Deadline for 20 Kentucky Counties
- URL: https://www.theamericanquorum.com/state-news-kentucky-2026-09-24-b/
- Published: 2026-09-24T23:44:06.000Z
- Updated: 2026-09-24T23:44:06.000Z
- Description: A Sept. 24 federal notice opens SBA disaster-loan access for eligible nonprofits in 20 Kentucky counties, setting a Nov. 1 physical-damage deadline as communities continue recovery from deadly June flooding.
- Author: News Desk
- Tags: Policy, Kentucky

A federal notice published Thursday sets out a new disaster-loan pathway for nonprofit organizations serving 20 Kentucky counties damaged by late-June storms, while confirming the federal declaration that underpins a wider public-recovery effort.

The [notice](https://www.federalregister.gov/documents/2026/09/24/2026-19601/presidential-declaration-of-a-major-disaster-for-public-assistance-only-for-the-commonwealth-of?ref=theamericanquorum.com), issued by the U.S. Small Business Administration and published Sept. 24, covers severe storms, straight-line winds, flooding, landslides and mudslides from June 26 through June 30\. It identifies Bullitt, Butler, Clinton, Cumberland, Garrard, Grayson, Green, Hardin, Henderson, Jackson, Jessamine, Madison, Meade, Mercer, Metcalfe, Ohio, Owsley, Rockcastle, Spencer and Wayne counties as the primary disaster area.

For eligible private nonprofits that provide essential services of a governmental nature, the notice opens access to physical-damage and economic-injury loans. Physical-damage applications are due Nov. 1, 2026, and economic-injury applications are due June 1, 2027\. The stated interest rate is 3.625 percent. Those loans are separate from FEMA Public Assistance reimbursements available to state and local governments and certain nonprofits.

The underlying disaster, designated [DR-4937](https://www.fema.gov/disaster/4937?ref=theamericanquorum.com), was declared Sept. 1\. That declaration allows federal resources to help repair eligible public infrastructure and cover specified emergency work. Kentucky officials had previously announced Public Assistance for the same 20 counties after the flooding caused some locations to receive more than eight inches of rain in a short period and killed six people, according to the governor's [announcement](https://x.com/GovAndyBeshear/status/2095224921068601413?ref=theamericanquorum.com).

Thursday's publication matters because it supplies the operational details for one portion of recovery that can otherwise be obscured by the broader FEMA declaration. A county government might seek reimbursement for debris removal or damaged public facilities through FEMA, while an eligible nonprofit could pursue an SBA loan for uninsured physical losses or working-capital needs. Applicants must document that their losses arose from the declared incident and satisfy the separate eligibility rules of the program they use.

The SBA says applications should be submitted through its [loan portal](https://lending.sba.gov/?ref=theamericanquorum.com). The agency's disaster-assistance center is also available at 800-659-2955\. The notice lists the physical-disaster numbers as 21902B and 219030 for economic injury, identifiers applicants may encounter in the federal system.

For Kentucky communities, the immediate practical question is not whether federal aid exists, but which expense belongs in which channel. Local officials and nonprofit operators should preserve invoices, contracts, photographs and insurance records, then match each cost to FEMA reimbursement, an SBA loan or another recovery program. That documentation will also be central to avoiding duplication of benefits, in which two federal programs pay for the same loss.

The Sept. 24 notice does not add counties or create direct household grants. It formalizes the SBA component of a declaration already in force and starts clear clocks for eligible nonprofit borrowers. For the 20 named counties, the Nov. 1 physical-loan deadline is now the nearest federal filing date in this recovery track.